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Finance your home improvement projects with LightStream, the nation’s premier online consumer lender. Not only are you getting low rates, flexible terms and no fees, but the entire process from start to finish is undeniably simple.

When you finance with LightStream, your good credit will be rewarded.

Good-to-excellent credit customers deserve low-interest, fixed-rate financing and a convenient loan process. That’s what LightStream delivers, so you can improve your home without breaking your budget.

You’re in control of your LightStream loan.

Financing with LightStream means you can choose payment terms that fit your budget. Get a home improvement loan from $5,000 to $100,000 with flexible terms to make repaying your fixed-rate loan even easier.

Whole project funding. No fees. No home equity requirements.

When you finance with LightStream, you don’t have to deal with fees, prepayment penalties, appraisals or home equity requirements. LightStream is focused on making the process seamless for you without giving you hoops to jump through.

Get your funds, fast.

LightStream’s easy, online application process is followed by quick funds. When you fill out your application and complete all of your loan information by 2:30pm EST on a business banking day, LightStream can get funds over to you as soon as the same day you apply.

It’s FAST and EASY

Click to Apply

You’ll receive a response shortly during business hours.

Complete the LightStream loan application

…and check your email for updates.

Complete your project

Your funds are deposited directly into your bank account.

Apply now with LightStream’s hassle-free, online application.
Use their monthly payment calculator to make it easy to find the best rate and terms for you.

LightStream plants a tree with every loan.
Your loan makes a difference!

All loans are subject to credit approval by LightStream.

Truist Bank is an Equal Housing Lender. © 2024 Truist Financial Corporation. Truist, LightStream, and the LightStream logo are service marks of Truist Financial Corporation. All other trademarks are the property of their respective owners. Lending services provided by Truist Bank.